What Documents Can I Use to Prove a Qualifying Life Event?
Everyone can enroll in a Blue Cross Blue Shield of Michigan individual health insurance plan during open enrollment. But sometimes events like a birth or marriage mean you'll need to change your coverage at another time of the year. These are called qualifying life events. After a qualifying life event, you have a period of 60 days to change your health plan or enroll in a new plan. You also may be able to select a health plan up to 60 days in advance of some qualifying life events. This can be during open enrollment or after open enrollment has ended.
You can use any of the following qualifying life events to enroll in one of our health plans during a special enrollment period. For any of these events, please be sure to provide us with one of the documents listed below. Some events may require more than one document.
If you're eligible for special enrollment, you'll be able to choose and enroll in a health plan. You'll need your ZIP code and income and dependent information to see if you qualify for lower costs. Then you can view and compare health plans.
Our health plan advisors and insurance agents can also help you find and apply for the right plan. Call a health plan advisor at
1-855-237-3501, or have us call you.
Our insurance experts will also help you find out if you're eligible for a subsidy that lowers the cost of your health plan.
Note: If you get your health coverage through an employer, contact them about when you can change your health plan. If you need information about Medicare enrollment, visit our Medicare site.