How to Get Care While You're Traveling
As a Blue Cross Blue Shield of Michigan member, your health coverage goes with you when you travel. No matter what health plan you have, you’re covered for emergency care in Michigan, across the country or around the world.
If it’s not an emergency, not all health plans work the same way. Select your network to see what you need to do to get care that's covered when you’re traveling. Refer to your Certificate of Coverage and riders or call customer service to find out about limitations to travel coverage.
When you need care while traveling, remember to always call your primary care provider first. As a Blue Care Network member, you need approval from us for care you receive. It’s always a good idea to call your primary care provider before you leave on any trip. They can go over what options you have for care when you're traveling. That way you won't end up paying for care that isn't covered.
Here are the steps you take depending on what care you need and where.
As an HMO member, there are limits to the type of care you get that's covered when you travel outside your plan's network and around the U.S. Refer to your Certificate of Coverage and riders or call customer service to find out about limitations to travel coverage.
Outside the U.S. you have access to doctors and hospitals in more than 200 countries and territories around the world with the Blue Cross Blue Shield Global Core program. Before you leave for your trip, you'll want to make sure you have international benefits with your health plan. If you do, here’s how you get care that’s covered when you travel overseas.
Purchase a GeoBlue travel insurance plan to get the same comprehensive care you're used to at home. You can get it for international vacation, business travel or even study abroad. Find out more details on our international plans page.
Your Blue Cross coverage travels with you wherever you go. Here are the steps you take depending on what care you need and where.
As a PPO member, you're free to see any doctor you want wherever you are. But, if you want to keep costs down, it's important to see Blue Cross-approved doctors when you travel around the U.S.
Outside the U.S. you have access to doctors and hospitals in more than 200 countries and territories around the world with the Blue Cross Blue Shield Global Core Program.
Before you leave for your trip, you'll want to make sure you have international benefits with your Blue Cross plan. If you do, here’s how you get care that’s covered when you travel overseas.
Call Blue Cross Blue Shield Global Core at 1-800-810-2583, 24 hours a day, seven days a week. They will make sure you get care from a Blue Cross Blue Shield Global Core hospital or authorized health care provider.
If you need to check into a hospital, you don't have to pay anything upfront, except for your usual out-of-pocket expenses, when you use a Blue Cross Blue Shield Global Core provider.
If you get care from a doctor or at a hospital that Blue Cross Blue Shield Global Core hasn’t approved in advance, you may have to pay for all costs upfront. You can submit a claim form and send it with any itemized bills to the Blue Cross Blue Shield Global Core Service Center. Find claim forms at the Blue Cross Blue Shield Global Core website.
If you're planning to live abroad for a prolonged period of time, learn about extended stay benefits.
Purchase a GeoBlue travel insurance plan to get the same comprehensive care you're used to at home. You can get it for international vacation, business travel or even study abroad. Find out more details on our international plans page.
When you're traveling, knowing you have access to medication when you need it is always a great relief.
That's why we make sure you have access to a wide range of pharmacies that can serve your needs, no matter where you are. Fill your prescriptions at over 60,000 participating pharmacies, including most major chains, when you travel in the U.S.
In an emergency while traveling, if a participating pharmacy isn't available, pay for the prescription out of pocket and submit a reimbursement request.
You'll need to keep track of any itemized receipts and submit them with your claim. Read about the Blue Cross or Blue Care Network drug reimbursement form requirements to get started.
When you need care while traveling, remember to always call your primary care provider first. As a Blue Care Network member, you need approval from us for care you receive. It’s always a good idea to call your primary care provider before you leave on any trip. They can go over what options you have for care when you're traveling. That way you won't end up paying for care that isn't covered.
Here are the steps you take depending on what care you need and where.
As an HMO member, there are limits to the type of care you get that's covered when you travel outside your plan's network and around the U.S. Refer to your Certificate of Coverage and riders or call customer service to find out about limitations to travel coverage.
Outside the U.S. you have access to doctors and hospitals in more than 200 countries and territories around the world with the Blue Cross Blue Shield Global Core program. Before you leave for your trip, you'll want to make sure you have international benefits with your health plan. If you do, here’s how you get care that’s covered when you travel overseas.
Purchase a GeoBlue travel insurance plan to get the same comprehensive care you're used to at home. You can get it for international vacation, business travel or even study abroad. Find out more details on our international plans page.
Your Blue Cross coverage travels with you wherever you go. Here are the steps you take depending on what care you need and where.
As a PPO member, you're free to see any doctor you want wherever you are. But, if you want to keep costs down, it's important to see Blue Cross-approved doctors when you travel around the U.S.
Outside the U.S. you have access to doctors and hospitals in more than 200 countries and territories around the world with the Blue Cross Blue Shield Global Core Program.
Before you leave for your trip, you'll want to make sure you have international benefits with your Blue Cross plan. If you do, here’s how you get care that’s covered when you travel overseas.
Call Blue Cross Blue Shield Global Core at 1-800-810-2583, 24 hours a day, seven days a week. They will make sure you get care from a Blue Cross Blue Shield Global Core hospital or authorized health care provider.
If you need to check into a hospital, you don't have to pay anything upfront, except for your usual out-of-pocket expenses, when you use a Blue Cross Blue Shield Global Core provider.
If you get care from a doctor or at a hospital that Blue Cross Blue Shield Global Core hasn’t approved in advance, you may have to pay for all costs upfront. You can submit a claim form and send it with any itemized bills to the Blue Cross Blue Shield Global Core Service Center. Find claim forms at the Blue Cross Blue Shield Global Core website.
If you're planning to live abroad for a prolonged period of time, learn about extended stay benefits.
Purchase a GeoBlue travel insurance plan to get the same comprehensive care you're used to at home. You can get it for international vacation, business travel or even study abroad. Find out more details on our international plans page.
When you're traveling, knowing you have access to medication when you need it is always a great relief.
That's why we make sure you have access to a wide range of pharmacies that can serve your needs, no matter where you are. Fill your prescriptions at over 60,000 participating pharmacies, including most major chains, when you travel in the U.S.
In an emergency while traveling, if a participating pharmacy isn't available, pay for the prescription out of pocket and submit a reimbursement request.
You'll need to keep track of any itemized receipts and submit them with your claim. Read about the Blue Cross or Blue Care Network drug reimbursement form requirements to get started.