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Healthy Blue ChoicesSMHealthy Blue Choices

What is Healthy Blue Choices?

Healthy Blue Choices provides you with comprehensive guidance for healthier lifestyle choices – all included in your benefit plan.

  • Access to easy to use information resources for better decision making and full service help when you need it
  • Wellness coaching to help the adoption of healthy lifestyles
  • Programs to help with chronic conditions, such as diabetes

Healthy Blue Choices Plans with Savings Accounts

Healthy Blue Choices provides the ability to control your health care dollars in an easy-to-use plan. It combines a BCBSM health care plan with a health care savings account and support resources to provide flexibility of care, significant tax savings and numerous tools for managing your health.


During open enrollment, you have an opportunity to select the health care plan that best fits your family's needs. The Blues offer you an extensive, high-quality health care package backed by 70 years of experience. Don't settle for less when it comes to your health. Choose the security and reliability of the Blues – the most widely recognized and trusted health care coverage.


How does it all work together?

Here is how the plan and the funding arrangement work together:


  1. Funding options (please use the links on the left to view these options)
    • Health savings account
    • Health reimbursement arrangement
    • Flexible spending account

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  2. Health Plan

    Comprehensive PPO or HMO health care plans put you in control of your health care dollars and give you easy access to everything you need to make informed, responsible decisions about your health care spending.


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  3. Online decision support resources
    • Healthcare AdvisorTM
      • Coverage AdvisorTM provides information on health care plans and costs, helps you plan services you and your family are likely to need and forecasts out-of-pocket costs. It also computes the tax consequences of funding an HSA, HRA or FSA.
      • Medication AdvisorTM enables research and comparison of drugs, shows what drugs are used to treat common conditions, provides specific information on drugs and checks for potential drug interaction problems.
      • Provider Selection AdvisorTM helps you select a physician by criteria you define, view physician profiles, create physician comparison reports and see if your doctor of choice fits with your health plan.
      • Hospital AdvisorTM enables comparison of hospitals by name and location for treatment of more than 160 common diagnoses and procedures based on criteria such as experience with the treatment, complication and infection rates, patient volumes, cost and network participation.
      • Treatment Cost AdvisorTM allows you to search the cost of common health care services and estimate in-network and out-of-network costs for services you need.
    • BlueHealthConnection®
      • Health Assessment is a powerful online tool that provides a wellness score and analysis of potential health risks. The report then suggests how to improve health.
      • Health Coach Hotline connects you with a nurse or other health care professional for answers to questions about diagnoses or procedures 24 hours a day, seven days a week.

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  4. Savings discounts on health-related products and services from retailers to help you get a balanced lifestyle and save money
    • Blue 365® offers discounts on weight loss programs, gym memberships, travel, sporting goods, magazines, vitamins, family care, senior care, long-term care insurance and travel abroad health tips.
    • Naturally BlueSM helps with choosing supplements, cooking healthy, and locating complementary and alternative medicine practitioners.

Additional Tools

Please click the links below to use our selection of online tools related to Healthy Blue Choices.



There is a lot of information to take in about all the ways Healthy Blue Choices can save you money and enhance your health care options. We are here for you with experienced and caring customer support ready to answer any questions. In addition, a vast array of online tools is available to help you make the most of your new plan. So get started by exploring your Healthy Blue Choices plan, and rest assured we are here to help you through the process.