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Balanced plan
Smart Select℠
- Smart Select is a medically underwritten HMO, which means your primary care physician manages your care, and your healthy lifestyle could get you a lower premium.
- With Smart Select, you have three deductible levels to choose from, so you can choose which deductible and premium mix best fit your budget.
- Smart Select covers preventive medical care, prescriptions, contraceptives and maternity.
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Benefit summary
Qualifications
Individuals (one-person plans) and families (two or more people) may qualify for Smart Select; however, all people covered by Smart Select must be under 65 years old. (Please see Medicare plans if you’re over 65 or are eligible for Medicare.) Smart Select is medically underwritten.
Plan structure
| Plan type | HMO |
|---|---|
| Eligibility | Individuals and families under 65 years old* |
| Coinsurance | You pay 20% in network |
| Flat copayments | $30 office visits, $35 urgent care visits, $200 ER visits |
| Included coverage |
|
| Unique benefits | Unlimited primary care physician visits covered before deductible |
Plan options
There are three options for families or individuals to choose from, and when you're looking at pricing, it's good to keep this in mind: your deductible affects how high your premium will be and what kind of benefits you'll receive.
| Deductible | Out-of-pocket maximum | Monthly rate |
| For individuals: | Starts at $79.17 |
||
|---|---|---|---|
| Plan 1500 | $1,500 | $6,500 | |
| Plan 2500 | $2,500 | $7,500 | |
| Plan 5000 | $5,000 | $10,000 | |
| For families: | |||
| Plan 3000 | $3,000 | $13,000 | |
| Plan 5000 | $5,000 | $15,000 | |
| Plan 10000 | $10,000 | $20,000 |
Learn more about this plan
Download application for Smart Select
Download benefit details for Smart Select
Download optional dental benefits
