Blue Cross® Medicare Supplement Plan F
This is our most comprehensive Medicare supplement plan. You'll pay a fixed amount each month, and you'll pay nothing for services covered by Original Medicare when you go to any doctor or hospital that accepts Original Medicare.
Plan highlights
- See any doctor nationwide who accepts Original Medicare
- Most comprehensive plan with a fixed monthly rate
- Access to emergency and urgent care worldwide
Network Size
Part A Deductible
$0
Part B Deductible
$0
Coverage Level
Plan details
Deductible
Network
Out-of-pocket maximum
Office visits
Pharmacy
Plan features
• Pays 100% of your Medicare coinsurance and copays for medical, hospital and hospice services covered by Original Medicare.
• Pays 100% of your hospital costs for up to 365 days after you've used up your Medicare benefits.
• Includes discounts on products and services through Blue365®.
Plan discounts
Deductible
Doctor and hospital choice
Out-of-pocket maximum
Preventive services
Doctor office visits
Outpatient surgery
You may get outpatient surgery at a hospital, ambulatory facility or a doctor's office.
You pay $0 for services covered by Original Medicare.
Inpatient hospital care
Blood
Skilled nursing facility
Hospice
Urgent care
If your injury or illness doesn't require a visit to the emergency room and you can't get to your doctor's office, you can go to an urgent care facility.
You pay $0 for services covered by Original Medicare.
Emergency care
Ambulance services
Durable medical equipment
Chiropractic services
Original Medicare only covers chiropractic visits for manual manipulation of the spine to correct subluxation — when the spinal joints fail to move properly, but the contact between the joints remains intact.
You pay $0 for services covered by Original Medicare.
Podiatry services
Original Medicare covers medically necessary foot care.
You pay $0 for services covered by Original Medicare.
Outpatient mental health services
Original Medicare covers:
• Individual therapy visits
• Group therapy visits
• Individual therapy visits with a psychiatrist
• Group therapy visits with a psychiatrist
You pay $0 for services covered by Original Medicare.
Occupational, physical and speech therapy
Renal dialysis
Emergency care outside the U.S.
Learn more about this plan
Use this document to:
• Learn more about Plans A, C, D, F, HD-F, G, HD-G and N
• See the prices for each plan
• Apply if you're ready
Deductible
Network
Out-of-pocket maximum
Office visits
Pharmacy
Plan features
• Pays 100% of your Medicare coinsurance and copays for medical, hospital and hospice services covered by Original Medicare.
• Pays 100% of your hospital costs for up to 365 days after you've used up your Medicare benefits.
• Includes discounts on products and services through Blue365®.
Plan discounts
Deductible
Doctor and hospital choice
Out-of-pocket maximum
Preventive services
Doctor office visits
Outpatient surgery
You may get outpatient surgery at a hospital, ambulatory facility or a doctor's office.
You pay $0 for services covered by Original Medicare.
Inpatient hospital care
Blood
Skilled nursing facility
Hospice
Urgent care
If your injury or illness doesn't require a visit to the emergency room and you can't get to your doctor's office, you can go to an urgent care facility.
You pay $0 for services covered by Original Medicare.
Emergency care
Ambulance services
Durable medical equipment
Chiropractic services
Original Medicare only covers chiropractic visits for manual manipulation of the spine to correct subluxation — when the spinal joints fail to move properly, but the contact between the joints remains intact.
You pay $0 for services covered by Original Medicare.
Podiatry services
Original Medicare covers medically necessary foot care.
You pay $0 for services covered by Original Medicare.
Outpatient mental health services
Original Medicare covers:
• Individual therapy visits
• Group therapy visits
• Individual therapy visits with a psychiatrist
• Group therapy visits with a psychiatrist
You pay $0 for services covered by Original Medicare.
Occupational, physical and speech therapy
Renal dialysis
Emergency care outside the U.S.
Learn more about this plan
Use this document to:
• Learn more about Plans A, C, D, F, HD-F, G, HD-G and N
• See the prices for each plan
• Apply if you're ready
Enhance your plan with dental, vision and hearing coverage
For $29.50 a month you can add dental, vision and hearing coverage to your Medicare supplement plan. This package is available to all Blue Cross Medicare Supplement members. It gives you:
- $0 in-network dental exams, cleanings, X-rays and fluoride treatments
- In-network vision coverage that includes standard lenses every 12 months
- One $0 hearing exam every 12 months and savings of up to 60% off average retail hearing aid prices at a TruHearing® provider
Current Blue Cross Medicare Supplement and Legacy Medigap members can choose to enroll in the Dental Vision Hearing Package between Feb. 1 and April 30 of each year. Read our help page to learn more.
Important information about Medicare supplement plans
This is a solicitation of insurance. We may contact you about buying insurance. Blue Cross Medicare Supplement plans aren't connected with or endorsed by the U.S. government or the federal Medicare program.