Blue Care Network for Federal Employees

You'll find important information and resources here for federal employees with health care benefits through Blue Care Network.

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Covid-19 over-the-counter test kits

The Federal Employees Health Benefits plan from Blue Care Network will continue to include over-the-counter Covid-19 test kits as part of your FEHB benefit. Your plan includes up to eight over-the-counter Covid-19 test kits every 30 days for you and each member on your plan. A prescription copayment of $10 for test kits obtained at an in-network pharmacy will apply.

We won’t pay for test kits from an out-of-network pharmacy. You'll need to continue to present your BCN card, at the in-network pharmacy counter, and request to have your covered tests billed under your pharmacy coverage to avoid paying the full cost for test kits. If you’ve previously ordered test kits from the online store, this option is no longer available as of May 12, 2023.

To request and find Covid test kits, you can Find a Pharmacy through our site. Call the number on the back of your BCN member ID card or log in to your online member account and follow these steps:

  • In your online member account: Go to My Coverage, then to the prescription section and select Find a Pharmacy.
  • On the app: Go to My Coverage, then to the prescription section, select Find a Pharmacy and search for a participating pharmacy.

Contraceptive coverage

Contraceptive coverage is available at no cost to FEHB members. The contraceptive benefit includes at least one option in each of the HRSA-supported categories of contraception (as well as the screening, education, counseling, and follow-up care) as listed in the Health Resources and Services Administration site. Any contraceptive that is not already available without cost sharing on the formulary can be accessed through the contraceptive exceptions process:

  • For contraceptive exception requests, fill out the form. Please note, for a 24-hour turnaround time, do not check the box “This is a standard request."
  • Reimbursement for over-the-counter contraceptives can be submitted by calling Customer Service at 1-800-662-6667 or completing the Prescription drug reimbursement claim form.

If you have difficulty accessing contraceptive coverage or other reproductive health care you can contact contraception@opm.gov.

 

2025 Benefit Documents

2025 Federal Employee Health Benefit Book (PDF)
2025 Blue Care Network Benefits-at-a-Glance (high option) (PDF)
2025 Blue Care Network Summary of Benefits and Coverage (high option) (PDF)

2024 Benefit Documents

2024 Federal Employee Health Benefit Book (PDF)
2024 Blue Care Network Benefits-at-a-Glance (high option) (PDF)
2024 Blue Care Network Summary of Benefits and Coverage (high option) (PDF)

Blue Care Network information

Benefits

Log in to your member account or call Customer Service at 1-800-662-6667.

Primary care physician

Search for a doctor on bcbsm.com. No login is needed.

Health Insurance Marketplace

The Health Insurance Marketplace doesn't affect enrollees of the Federal Employees Health Benefits Program, except for members of Congress and designated congressional staff. Learn more on opm.gov.

2025 High Option Rates

Southeast Michigan

Lenawee, Livingston, Macomb, Monroe, Oakland, St. Clair, Washtenaw and Wayne counties

LX1

$219.81

$476.26

LX3

$541.16

$1,172.52

LX2

$549.42

$1,190.41

LX1 $219.81 $476.26

LX3 $541.16 $1,172.52

LX2 $549.42 $1,190.41

East Michigan

Arenac, Bay, Genesee, Gratiot, Isabella, Lapeer, Midland, Saginaw, Shiawassee (excluding the towns of Perry, Shaftsburg and Morrice) and Tuscola counties

K51

$185.74

$402.44

K53

$462.79

$1,002.72

K52

$466.31

$1,010.34

K51 $185.74 $402.44

K53 $462.79 $1,002.72

K52 $466.31 $1,010.34

2024 High Option Rates

Southeast Michigan

Lenawee, Livingston, Macomb, Monroe, Oakland, St. Clair, Washtenaw and Wayne counties

LX1

$165.69

$358.99

LX3

$418.90

$907.62

LX2

$420.43

$910.93

LX1 $165.69 $358.99

LX3 $418.90 $907.62

LX2 $420.43 $910.93

East Michigan

Arenac, Bay, Genesee, Gratiot, Isabella, Lapeer, Midland, Saginaw, Shiawassee (excluding the towns of Perry, Shaftsburg and Morrice) and Tuscola counties

K51

$191.59

$415.11

K53

$478.47

$1,036.69

K52

$483.61

$1,047.82

K51 $191.59 $415.11

K53 $478.47 $1,036.69

K52 $483.61 $1,047.82