Your Medicare choices
Medicare Advantage plans
- Works like the health insurance you had before Medicare.
- One ID card covers all your services. We handle your claims.
- Includes benefits like prescription drugs and routine dental, vision and hearing care.

Medicare Advantage has more than Original Medicare:
- Travel benefits keep you covered when you're on the road.
- Extra dental, vision and hearing coverage options protect you with enhanced benefits.
- With online visits, you can get care without leaving home.
Part D prescription drug plans
- Carry your coverage to the pharmacy.
- Get low copays for generic drugs.
- Some plans have no deductible.
- Combine these Medicare options to create custom coverage that meets your health care needs.

Get help deciding the best coverage for you.
Learn more with Medicare 101

Medicare is a health insurance program run by the government for people age 65 and older, and for people under 65 with certain disabilities. Understanding more about Medicare will make it easier to choose the right plan. Our Medicare 101 section has resources to help you do that.
Which Medicare choice is right for you
Medicare Advantage
Want convenience and all-in-one coverage? After you enroll in Original Medicare Part A and Part B, your Medicare Advantage plan acts as your health coverage. When you need care, give your health care provider your Blue Cross ID card and we do the rest.
Medicare Advantage plans cover the same services as Original Medicare. Most include additional benefits you don't get with Original Medicare and Medicare Supplement plans, like Part D prescription drugs and dental and eye exams. Your expenses are capped with an annual out-of-pocket maximum.
Keep in mind Medicare Advantage plans have a network. You should go to providers in your plan's network for the lowest costs and to make sure your care is covered.
Original Medicare Part A and B
Your health coverage is administered through the U.S. government. It only covers basic hospital and medical expenses.
Medicare supplement plans
These plans work with Original Medicare to help cover your out-of-pocket costs and expand limits and benefits.
Part D prescription drug plans
Most people will need a Part D plan if it's not included in your other Medicare coverage.
Becoming eligible for Medicare
Maybe you're turning 65 soon. Or you need to help someone you love with Medicare. We have information that'll make you smarter about Medicare, so you can make smarter choices.
Need to learn the basics of Medicare? Read articles that explain how it works. Wondering what to do when? Our chart has all the important dates in one place. Want help choosing a plan? We have that info too.