CDC vaccine recommendations
The CDC recommends the 2023-24 updated COVID-19 vaccines for everyone ages 5 and older. People who are moderately or severely immunocompromised can receive additional doses.
For children, the recommendation differs. Children from six months to 4 years old will need multiple doses of COVID-19 vaccines to be up-to-date, including at least one dose of the updated COVID-19 vaccine. You can discuss any concerns with your health care provider.
For Medicare Advantage members, the cost of COVID-19 vaccines and their administration is covered at 100% in-network.
COVID-19 Diagnostic testing
If you get a diagnostic COVID-19 test through a health care provider, testing facility or lab, you’ll pay the standard copay and deductible under your medical benefit. This includes any out-of-network health care provider charges. Blue Cross doesn’t cover the costs of testing for employment, travel or participants in school and sports.
COVID-19 tests are subject to normal copays, coinsurance and deductibles as indicated in current year benefits.
COVID-19 over-the-counter test kits
Over-the-counter tests kits aren't covered by BCBSM and BCN Medicare Advantage plans. You can purchase these test kits using your HSA. If you're an Individual Medicare Advantage plan member, you can use your Advantage Dollars over-the-counter allowance, or you can pay for them out of pocket.
The Biden administration is funding an additional set of four free at-home COVID-19 rapid tests for every U.S. household via mail delivery. Find no-cost antigen and PCR test locations near you.
COVID-19 treatment
You'll pay your normal copay and deductible for COVID-19 medical treatments.
You can follow the CDC for the latest guidance on COVID-19 treatments, or you can learn more from the Michigan Department of Health and Human Services.
COVID-19 Diagnostic testing
If you get a diagnostic COVID-19 test through a health care provider, testing facility or lab, you’ll pay the standard copay and deductible under your medical benefit. This includes any out-of-network health care provider charges. Blue Cross doesn’t cover the costs of testing for employment, travel or participants in school and sports.
COVID-19 tests are subject to normal copays, coinsurance and deductibles as indicated in current year benefits.
COVID-19 over-the-counter test kits
Over-the-counter tests kits aren't covered by BCBSM and BCN Medicare Advantage plans. You can purchase these test kits using your HSA. If you're an Individual Medicare Advantage plan member, you can use your Advantage Dollars over-the-counter allowance, or you can pay for them out of pocket.
The Biden administration is funding an additional set of four free at-home COVID-19 rapid tests for every U.S. household via mail delivery. Find no-cost antigen and PCR test locations near you.
COVID-19 treatment
You'll pay your normal copay and deductible for COVID-19 medical treatments.
You can follow the CDC for the latest guidance on COVID-19 treatments, or you can learn more from the Michigan Department of Health and Human Services.