You may have heard of the term donut hole in the past. 

The donut hole, or coverage gap, was a phrase used to describe how your Part D drug coverage changed throughout a plan year. 

The donut hole no longer exists.

The federal government ended it as part of the Inflation Reduction Act as a way to simplify coverage.

Beginning in 2025, Part D prescription drug plans have an out-of-pocket maximum of $2,000. This means that once you've spent a total of $2,000 on prescription drugs, your plan pays 100% of the cost.

If you're not sure how much you've spent on your prescription drugs, you can log in to learn more. You can also check your explanation of benefits statements. If you're a member and don't have an online account with us yet, register now.