Sometimes you can predict when you'll need a doctor while traveling. Sometimes you can’t. If you have a Blue Cross Blue Shield of Michigan Medicare Advantage plan, here's what you need to know.

Traveling within Michigan

For a life-threatening or urgent injury or illiness, go to the nearest hospital or urgent care center. You'll be covered and just have to pay in-network costs with all Medicare Advantage plans.

Traveling outside of Michigan within the U.S.

For emergency or urgent care, you can see any doctor or go to the nearest hospital that accepts Medicare. You'll be covered and just have to pay in-network costs.

Traveling outside of the U.S.

Plans offer limited care when travelling outside of the U.S. and its territories. This is limited to emergency care, urgent care and emergency transportation.

Medicare Plus Blue^SM PPO and BCN Advantage^SM HMO-POS

For a life-threatening or urgent injury or illness, go to the nearest hospital or urgent care center. We'll cover services at your in-network amount. We cover emergency care outside the U.S. with a $50,000 lifetime maximum.

BCN Advantage HMO

BCN Advantage HMO plans offer worldwide emergency care, urgent care and transportation outside of the U.S. and its terrorities.

Learn more about coverage while traveling outside of Michigan in the program brochure (PDF).

Virtual care

For minor illnesses, you can see a U.S. board-certified doctor using your phone, tablet or computer anytime with Virtual Care by Teladoc Health^®.

For general health questions, you can call our 24-Hour Nurse Line for free and talk to a registered nurse. 

PPO and HMO-POS members: 1-800-775-2583
HMO members: 1-855-624-5214
TTY members: 711