2025 BCN AdvantageSM HMO-POS Elements

If you don't need a plan with prescription drug coverage, this medical-only plan offers great coverage at an affordable price.

Plan highlights

 

  • Offers an allowance for dental and vision care as well as hearing aids
  • Adds $240 to your pocket annually thanks to a Part B credit
  • $0 in-network primary care office visits
  • Coverage while traveling outside of Michigan

 

NETWORK SIZE

Network Size

MONTHLY PREMIUM

$0

Medical deductible

In network: $0
Point of service: $500

Availability

You can enroll in this plan if you live in one of 70 counties in Michigan at least six months of the year. Learn more by viewing our map.

Use these tools to make sure this plan accepts your doctor and pharmacy and is available in your area.


Plan documents

Learn more about the important features and rules for this plan.

This booklet explains how to use this plan's benefits. It also lists some of the things this plan doesn't cover.

Medicare rates plans based on quality and performance every year. Called Medicare Star Ratings, these documents show you how well a plan is performing. For 2025, Blue Care Network HMO received 4 1/2 out of 5 stars.

This brochure gives you an overview of all our Medicare plans to help you compare.

Plan star rating

Medicare rates plans based on quality and performance every year. This is called Medicare Star Ratings and shows you how well a plan is performing. For 2025, Blue Care Network HMO received 4 1/2 out of 5 star rating.

Monthly premium

You'll need to give us your ZIP code to get an accurate price for this plan.

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This is the amount you'll pay each month in addition to your Medicare Part B premium.

Plan details

Deductible

Medical

In-network services: $0
Point of service: $500

Pharmacy

This plan doesn't have prescription drug coverage.

Out-of-pocket maximum

$4,500

Optional supplemental benefits and care received through our point-of-service benefit don't count toward your out-of-pocket maximum.

Office visits

Primary care physician

You pay $0.

Specialist

You pay $35.

Urgent care

You pay $0-$45.

Pharmacy

This plan doesn't have prescription drug coverage.

You get more than Original Medicare

All benefits required by Original Medicare and more, including:


• $0 telehealth visits for primary care and behavioral health
• Advantage Dollars quarterly allowance of $50 for over-the-counter drugs, groceries (for qualified members) and health products
• Worldwide emergency, urgent care and transportation coverage
• Meals benefit following hospital discharge for qualifying members
• One round trip per calendar year to an Annual Physical Exam within the state of Michigan
• Transportation benefit for certain counties following hospital discharge
• SilverSneakers® fitness program
• Coverage for ambulance services not requiring transportation
• Mobile crisis and crisis stabilization for behavioral health for certain counties
• MyBlueSM Concierge program
• Coverage while traveling outside of Michigan with the Nationwide network of Blue Plan Providers (PDF)

Overview

Deductible

Medical

In-network services: $0
Point of service: $500

Pharmacy

This plan doesn't have prescription drug coverage.


Out-of-pocket maximum

$4,500

Optional supplemental benefits and care received through our point-of-service benefit don't count toward your out-of-pocket maximum.


Office visits

Primary care physician

You pay $0.

Specialist

You pay $35.

Urgent care

You pay $0-$45.


Pharmacy

This plan doesn't have prescription drug coverage.


You get more than Original Medicare

All benefits required by Original Medicare and more, including:


• $0 telehealth visits for primary care and behavioral health
• Advantage Dollars quarterly allowance of $50 for over-the-counter drugs, groceries (for qualified members) and health products
• Worldwide emergency, urgent care and transportation coverage
• Meals benefit following hospital discharge for qualifying members
• One round trip per calendar year to an Annual Physical Exam within the state of Michigan
• Transportation benefit for certain counties following hospital discharge
• SilverSneakers® fitness program
• Coverage for ambulance services not requiring transportation
• Mobile crisis and crisis stabilization for behavioral health for certain counties
• MyBlueSM Concierge program
• Coverage while traveling outside of Michigan with the Nationwide network of Blue Plan Providers (PDF)


A woman and a child dance around a living room.

Enhance your dental and vision coverage

You can add an optional supplemental package to your Medicare Advantage plan for an additional monthly cost.

This package will enhance your dental and vision benefits. 

  • This offers $1,500 in extra coverage for dental services.
  • A generous allowance for elective contact lenses or glasses (lenses and frames). Polycarbonate lenses and anti reflective coating are covered in network.

Ready to enroll?

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To get help choosing a plan, call 1-866-875-1375. TTY users dial 711.

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