2025 BCN AdvantageSM HMO-POS Prime Value

There's $0 premium for this Blue Care Network plan, so it’s a very affordable way to get great coverage.

Plan highlights
  • Offers an allowance for dental and vision care as well as hearing aids
  • Includes Part D prescription drug coverage
  • SilverSneakers® fitness membership nationwide
  • $0 telehealth services for primary care and behavioral health

NETWORK SIZE

Network Size

MONTHLY PREMIUM

$0

MEDICAL DEDUCTIBLE

$0

Availability

You can enroll in this plan if you live in one of 46 counties in Michigan at least six months of the year. Learn more by viewing our map.

Use these tools to make sure this plan accepts your doctor and pharmacy and is available in your area.


Plan documents

Learn more about the important features and rules for this plan.

This booklet explains how to use this plan's benefits. It also lists some of the things this plan doesn't cover.

Medicare rates plans based on quality and performance every year. Called Medicare Star Ratings, these documents show you how well a plan is performing. For 2025, Blue Care Network HMO received 4 1/2 out of 5 stars.

This brochure gives you an overview of all our Medicare plans to help you compare.

Plan star rating

Medicare rates plans based on quality and performance every year. This is called Medicare Star Ratings and shows you how well a plan is performing. For 2025, Blue Care Network HMO received 4 1/2 out of 5 star rating.

Monthly premium

You'll need to give us your ZIP code to get an accurate price for this plan.

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This is the amount you'll pay each month in addition to your Medicare Part B premium.

Plan details

Deductible

Medical

In-network services: $0
Point of service: $0

Pharmacy

$0

Out-of-pocket maximum

$4,200

Optional supplemental benefits and care received through our point-of-service benefit don't count toward your out-of-pocket maximum.

Office visits

Primary care physician

You pay $0.

Specialist

You pay $35.

Urgent care

You pay $0-$45.

Pharmacy

Starts at $0 for certain generic drugs filled at a preferred pharmacy. Certain drugs may cost more if you choose a pharmacy in our standard network.

Find your pharmacy.

Drug list

See if this plan covers your medication. Find your prescription (PDF).

You get more than Original Medicare

All benefits required by Original Medicare and more, including:


• A $78 to $90 Part B credit added to your Social Security check annually depending on where you live
• $0 telehealth visits for primary care and behavioral health
• Advantage Dollars quarterly allowance of $60 to $95 depending on where you live for over-the-counter drugs, groceries (for qualified members) and health products
• Meals benefit following hospital discharge for qualifying members
• One round trip per calendar year to an Annual Physical Exam within the state of Michigan
• Transportation benefit for certain counties following hospital discharge
• SilverSneakers® fitness program
• Coverage for ambulance services not requiring transportation
• Mobile crisis and crisis stabilization for behavioral health for certain counties
• MyBlueSM Concierge program
• Coverage while traveling outside of Michigan with the nationwide network of Blue Plan Providers

Overview

Deductible

Medical

In-network services: $0
Point of service: $0

Pharmacy

$0


Out-of-pocket maximum

$4,200

Optional supplemental benefits and care received through our point-of-service benefit don't count toward your out-of-pocket maximum.


Office visits

Primary care physician

You pay $0.

Specialist

You pay $35.

Urgent care

You pay $0-$45.


Pharmacy

Starts at $0 for certain generic drugs filled at a preferred pharmacy. Certain drugs may cost more if you choose a pharmacy in our standard network.

Find your pharmacy.


Drug list

See if this plan covers your medication. Find your prescription (PDF).


You get more than Original Medicare

All benefits required by Original Medicare and more, including:


• A $78 to $90 Part B credit added to your Social Security check annually depending on where you live
• $0 telehealth visits for primary care and behavioral health
• Advantage Dollars quarterly allowance of $60 to $95 depending on where you live for over-the-counter drugs, groceries (for qualified members) and health products
• Meals benefit following hospital discharge for qualifying members
• One round trip per calendar year to an Annual Physical Exam within the state of Michigan
• Transportation benefit for certain counties following hospital discharge
• SilverSneakers® fitness program
• Coverage for ambulance services not requiring transportation
• Mobile crisis and crisis stabilization for behavioral health for certain counties
• MyBlueSM Concierge program
• Coverage while traveling outside of Michigan with the nationwide network of Blue Plan Providers


A woman and a child dance around a living room.

Enhance your dental and vision coverage

You can add an optional supplemental package to your Medicare Advantage plan for an additional monthly cost.

This package will enhance your dental and vision benefits. 

  • This offers $1,500 in extra coverage for dental services.
  • A generous allowance for elective contact lenses or glasses (lenses and frames). Polycarbonate lenses and anti reflective coating are covered in network.

Ready to enroll?

Discover why we're the No. 1 choice for Medicare plans in Michigan.

Find your plan

To get help choosing a plan, call 1-866-875-1375. TTY users dial 711.

Frequently asked questions

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