Blue Cross® Medicare Supplement Plan N
This Medicare supplement plan pays for more out-of-pocket costs than Plan A and has a lower premium than Plan G. You'll pay your Part B deductible and may have a copay when you see your doctor.
Plan highlights
- See any doctor nationwide who accepts Original Medicare
- Covers 100% of your Part A deductible
- Pay $0 for most preventive services
Network Size
Part A Deductible
$0
Part B Deductible
$240
Coverage Level
Plan details
Deductible
Network
Out-of-pocket maximum
Office visits
Pharmacy
Plan features
• Pays almost all of your Medicare coinsurance and copays for medical services, hospice and skilled nursing facilities covered by Original Medicare.
• Pays 100% of your hospital costs for up to 365 days after you've used up your Medicare benefits.
• Includes discounts on products and services through Blue365®.
Plan discounts
Deductible
Doctor and hospital choice
Out-of-pocket maximum
Preventive services
Doctor office visits
Outpatient surgery
You may get outpatient surgery at a hospital, ambulatory facility or a doctor's office.
After you pay your Medicare Part B deductible, you pay $0 for services covered by Original Medicare.
Inpatient hospital care
Blood
Skilled nursing facility
Hospice
Urgent care
If your injury or illness doesn't require a visit to the emergency room and you can't get to your doctor's office, you can go to an urgent care facility.
After you meet your Medicare Part B deductible, you may pay up to $20 per visit for services covered by Original Medicare.
Emergency care
Ambulance services
Durable medical equipment
Chiropractic services
Original Medicare only covers chiropractic visits for manual manipulation of the spine to correct subluxation — when the spinal joints fail to move properly, but the contact between the joints remains intact.
After you meet your Medicare Part B deductible, you pay $0 for services covered by Original Medicare. Office visit copay may apply.
Podiatry services
Original Medicare covers medically necessary foot care.
After you meet your Medicare Part B deductible, you pay $0 for services covered by Original Medicare. Office visit copay may apply.
Outpatient mental health services
Original Medicare covers:
• Individual therapy visits
• Group therapy visits
• Individual therapy visits with a psychiatrist
• Group therapy visits with a psychiatrist
After you meet your Medicare Part B deductible, you pay $0 for services covered by Original Medicare. Office visit copay may apply.
Occupational, physical and speech therapy
Renal dialysis
Emergency care outside the U.S.
Learn more about this plan
Use this document to:
• Learn more about Plans A, C, D, F, HD-F, G, HD-G and N
• See the prices for each plan
• Apply if you're ready
Deductible
Network
Out-of-pocket maximum
Office visits
Pharmacy
Plan features
• Pays almost all of your Medicare coinsurance and copays for medical services, hospice and skilled nursing facilities covered by Original Medicare.
• Pays 100% of your hospital costs for up to 365 days after you've used up your Medicare benefits.
• Includes discounts on products and services through Blue365®.
Plan discounts
Deductible
Doctor and hospital choice
Out-of-pocket maximum
Preventive services
Doctor office visits
Outpatient surgery
You may get outpatient surgery at a hospital, ambulatory facility or a doctor's office.
After you pay your Medicare Part B deductible, you pay $0 for services covered by Original Medicare.
Inpatient hospital care
Blood
Skilled nursing facility
Hospice
Urgent care
If your injury or illness doesn't require a visit to the emergency room and you can't get to your doctor's office, you can go to an urgent care facility.
After you meet your Medicare Part B deductible, you may pay up to $20 per visit for services covered by Original Medicare.
Emergency care
Ambulance services
Durable medical equipment
Chiropractic services
Original Medicare only covers chiropractic visits for manual manipulation of the spine to correct subluxation — when the spinal joints fail to move properly, but the contact between the joints remains intact.
After you meet your Medicare Part B deductible, you pay $0 for services covered by Original Medicare. Office visit copay may apply.
Podiatry services
Original Medicare covers medically necessary foot care.
After you meet your Medicare Part B deductible, you pay $0 for services covered by Original Medicare. Office visit copay may apply.
Outpatient mental health services
Original Medicare covers:
• Individual therapy visits
• Group therapy visits
• Individual therapy visits with a psychiatrist
• Group therapy visits with a psychiatrist
After you meet your Medicare Part B deductible, you pay $0 for services covered by Original Medicare. Office visit copay may apply.
Occupational, physical and speech therapy
Renal dialysis
Emergency care outside the U.S.
Learn more about this plan
Use this document to:
• Learn more about Plans A, C, D, F, HD-F, G, HD-G and N
• See the prices for each plan
• Apply if you're ready
Enhance your plan with dental, vision and hearing coverage
For $29.50 a month you can add dental, vision and hearing coverage to your Medicare supplement plan. This package is available to all Blue Cross Medicare Supplement members. It gives you:
- $0 in-network dental exams, cleanings, X-rays and fluoride treatments
- In-network vision coverage that includes standard lenses every 12 months
- One $0 hearing exam every 12 months and savings of up to 60% off average retail hearing aid prices at a TruHearing® provider
Current Blue Cross Medicare Supplement and Legacy Medigap members can choose to enroll in the Dental Vision Hearing Package between Feb. 1 and April 30 of each year. Read our help page to learn more.
Important information about Medicare supplement plans
This is a solicitation of insurance. We may contact you about buying insurance. Blue Cross Medicare Supplement plans aren't connected with or endorsed by the U.S. government or the federal Medicare program.