Public School Retirees: BCN AdvantageSM HMO-POS
Michigan public school retirees who are Medicare members with BCN Advantage have our HMO-POS plan. With this Blue Care Network plan, you'll have a primary care physician who coordinates your care and refers you to other doctors or specialists in our network.
Plan highlights
- Large HMO network
- Prescription drug coverage is included
- Preventive tests, immunizations and an annual physical exam covered at no cost to you
PLAN ELIGIBILITY
Medicare
PLAN TYPE
HMO
What this plan offers
- Your primary care doctor coordinates your care
- Manage your account 24 hours a day, seven days a week with the BCBSM app
2025 Plan details
Find out what's covered and how much you'll pay.
Annual deductible
$400
Coinsurance
10% (50% for select services)
Out-of-pocket maximum
$2,100
Primary care office visit copay
$10
Annual deductible
In network
$400
Coinsurance
In network
10% (50% for select services)
Out-of-pocket maximum
In network
$2,100
Office visit copay
In network
$10
Virtual visit copay
In network
Covered 100%, no copay
Specialist office visit copay
In network
$35
Urgent care copay
In network
$50
Emergency room copay
In network
$100
SilverSneakers
In network
Included at no additional cost
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$400 | ||
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10% (50% for select services) | ||
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$2,100 | ||
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$10 | ||
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Covered 100%, no copay | ||
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$35 | ||
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$50 | ||
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$100 | ||
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Included at no additional cost |
Plan documents
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2025 BCN Advantage Annual Notice of Change (PDF)Download
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2025 BCN Advantage Benefits-at-a-Glance (PDF)Download
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2025 BCN Advantage Evidence of Coverage (PDF)Download
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2025 BCN Advantage Service Area Map (PDF)Download
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BCN Advantage Opt-Out Form (PDF)Download
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BCN Advantage Member Reimbursement Form (PDF)Download
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BCN Advantage Flu and Pneumonia Shot Reimbursement Form (PDF)Download
Medicare Part B select prescription drugs and vaccines
Find a pharmacy
See participating pharmacies near you.
Drug list
See if your prescription is covered.