Public School Retirees: Blue Care Network HMO

With this affordable health plan, Michigan Public School Employees' Retirement System members have a primary care provider to coordinate care and refer to other health care professionals or specialists in our network.

Plan highlights
  • Large HMO network
  • Prescription drug coverage is included

PLAN ELIGIBILITY

Non-Medicare

PLAN TYPE

HMO

What this plan offers

  • Preventive services that help you stay healthy
  • A primary care provider will coordinate your care
  • Manage your account 24 hours a day, seven days a week with the BCBSM app

2025 plan details

Find out what's covered and how much you'll pay.

Annual deductible

$400 per member, $800 per family

Coinsurance

10% (50% for select services)

Coinsurance maximum

$600 per member, $1,200 per family

Virtual visit copay

$25 (designated BCN providers)

Annual deductible

In network

$400

Coinsurance

In network

10% (50% for select services)

Office visit copay

In network

$25

Virtual visit copay

In network

$25

Specialist office visit copay

In network

$35 after deductible

Urgent care copay

In network

$65

Emergency room copay

In network

$150 copay after deductible

$400

10% (50% for select services)

$25

$25

$35 after deductible

$65

$150 copay after deductible

Plan documents

  • 2025 BCN HMO Benefits-at-a-Glance (PDF)
    Download

View monthly insurance rates

See rates
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