UAW Trust: BCN AdvantageSM HMO-POS

This Medicare Advantage HMO plan is offered through Blue Care Network. It provides all the benefits of Original Medicare Part A and Part B with popular extras.

Plan highlights
  • Available in 68 select counties in Michigan for UAW Trust members eligible for Medicare.
  • Preventive tests, immunizations and an annual physical exam
  • Benefits that travel with you throughout the U.S. 

Eligibility

Medicare

PLAN TYPE

HMO

Availability

MI

What this plan offers

  • Affordable copays and deductibles
  • Worldwide emergency medical and urgent care
  • Programs for chronic medical conditions
  • Discount programs for health, safety and fitness services and products
  • In-home visit with a doctor, nurse practitioner or physician assistant through Signify Health® 
  • Manage your account 24/7 with the BCBSM app 

2025 Plan details

See what's covered and how much you'll pay.

Individual monthly contribution

$0

Family monthly contribution

$0

Out-of-pocket maximum

$1,000 per person

PCP office visit copay

$15 per person

$250

Not covered

$500

Not covered

No coinsurance

Not covered

$1,000 including deductibles and copays

Not covered

$15

Not covered

$25

Not covered

$15

$15

$50

N/A

Included

N/A

$250 Not covered

$500 Not covered

No coinsurance Not covered

$1,000 including deductibles and copays Not covered

$15 Not covered

$25 Not covered

$15 $15

$50 N/A

Included N/A

2025 plan documents

2025 Benefit Book (PDF)
2025 Evidence of Coverage (PDF)

2024 plan documents

2024 Benefits-at-a-Glance (PDF)
2024 Evidence of Coverage (PDF)
2024 Resource Guide (PDF)
Part B Addendum (PDF)

Opt out

If you don't want to receive communications from Blue Cross Blue Shield of Michigan or our vendors, call 1-800-222-5992, have your membership ID available and let us know which campaigns you wish to opt of.

Need help?

Prospective enrollees
Call 1-877-396-1893
TTY users call 711
8:30 a.m. to 6 p.m.
Monday through Friday

Retiree Health Care Connect
Call 1-866-637-7555
TTY users call 711
8:30 a.m. to 4:30 p.m.
Monday through Friday

Current members
Call 1-800-222-5992
TTY users call 711
8 a.m. to 5:30 p.m.
Monday through Friday

Medicare Plus BlueSM and BCN AdvantageSM are PPO, HMO, and HMO-POS plans with Medicare contracts. Enrollment in Medicare Plus Blue and BCN Advantage depends on contract renewal.

With the exception of emergency or urgent care, it will cost more to get care from non-plan or non-preferred providers. You may receive services from any provider who accepts Original Medicare. Your out-of-pocket costs will be lower if you choose a network provider. To find a network provider, visit Find a Doctor.

Limitations, copayments and restrictions may apply. You must continue to pay your Medicare Part B premium. Consult your Evidence of Coverage for specific information about your benefits and cost-sharing responsibilities.

The benefit information provided is a brief summary, not a complete description of benefits. For more information, contact the plan's Customer Service center. Benefits, premium, copayments or coinsurance may change on Jan. 1 of each year.

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