UAW Trust: Enhanced Care PPO

This plan from Blue Cross Blue Shield of Michigan gives you access to our expansive network of doctors, hospitals and other health care providers within our preferred provider organization. You pay less when you see doctors in-network. You’ll also receive personalized assistance from our care and support programs.

Plan highlights
  • Available in all states for UAW Trust members who aren't eligible for Medicare
  • Blue Cross discounts
  • Unlimited office visits

Eligibility

Non-Medicare

Plan Type

PPO

Availability

All states

What this plan offers

  • A Health Guide to answer your questions and help you understand your benefits
  • Unlimited office visits with your in-network primary care physician
  • 2nd.MD connects you with board-certified doctors across the country for a second opinion on your health condition via video or phone within 3 to 5 days with no cost to you.
  • Get diabetes education and care with Cecelia Health
  • An online tobacco cessation coaching program
  • In-Home Visit with a doctor, nurse practitioner or physician assistant through Signify Health® 
  • Manage your account 24/7 with the BCBSM app

2025 Plan details

See what's covered and how much you'll pay.

Individual monthly contribution

$0

Family monthly contribution

$0

PCP office visits

$0 per visit, in network

Individual deductible

In network

$175

Out of network

$1,000

Family deductible

In network

$350

Out of network

$1,700

Coinsurance

In network

0%

Out of network

30%

Individual out-of-pocket maximum

In network

$175

Out of network

$3,000

Family out-of-pocket maximum

In network

$350

Out of network

$5,550

Primary care office copay

In network

$0

Out of network

Not covered

Specialist office copay

In network

$10

Out of network

Not covered

Urgent care copay

In network

$40

Out of network

Not covered

Emergency room copay

In network

$125

Out of network

$125

$175 $1,000

$350 $1,700

0% 30%

$175 $3,000

$350 $5,550

$0 Not covered

$10 Not covered

$40 Not covered

$125 $125

Helpful resources

Find a doctor

Use our online search tool to find a doctor or hospital who works with your plan. You can search by name, location, specialty and more. You can even read reviews from other patients.

Informational events

Learn more about this plan by attending an event. We offer meetings online, in person and by phone to make it convenient for you.

Save money with Blue Cross discounts

Want great discounts on healthy products and services? You can get them through Blue365®. Find out about the big bargains available.

Plan documents

  • For all retirees: Enhanced Care PPO Benefit Book (PDF)
    Download
  • For all retirees: Enhanced Care PPO Benefits at a Glance (PDF)
    Download
  • For all retirees: Enhanced Care PPO Resource Guide (PDF)
    Download

Need help?

Retiree Health Care Connect
Call 1-866-637-7555
TTY users call 711
8:30 a.m. to 4:30 p.m.
Monday through Friday

Current members
Call 1-866-507-2850
TTY users call 711
8 a.m. to 8 p.m.
Monday through Friday

Medicare Plus BlueSM and BCN AdvantageSM are PPO, HMO, and HMO-POS plans with Medicare contracts. Enrollment in Medicare Plus Blue and BCN Advantage depends on contract renewal.

With the exception of emergency or urgent care, it will cost more to get care from non-plan or non-preferred providers. You may receive services from any provider who accepts Original Medicare. Your out-of-pocket costs will be lower if you choose a network provider. To find a network provider, visit Find a Doctor.

Limitations, copayments and restrictions may apply. You must continue to pay your Medicare Part B premium. Consult your Evidence of Coverage for specific information about your benefits and cost-sharing responsibilities

The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan's customer service center. Benefits, premium, copayments or coinsurance may change on Jan. 1 of each year.

 

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