Our solution
Blue Cross offers three different types of consumer-directed health spending account options for your employees. They're called health savings accounts, health reimbursement accounts and flexible spending accounts.
Each option can help employees pay for qualified expenses while saving money as they're funded pretax.
Available options
How these accounts compare
HSA
Funded by: Employer, employee or both
Owned by: Employee
Portable: Yes
Roll over: Yes
Funds investments: Yes
Debit card: Yes
HRA
Funded by: Employer
Owned by: Employer
Portable: No
Roll over: Optional
Funds investments: No
Debit card: Optional for prescription drugs
FSA
Funded by: Employer, employee or both
Owned by: Employer
Portable: No
Roll over: Optional
Funds investments: Yes
Debit card: Yes
Learn more about each of these by reading our Consumer-Directed Health Comparison Guide (PDF).
How they're administered
We offer HealthEquity® as our integrated plan administrator. This partnership offers a one-stop for all benefit, enrollment, eligibility, membership, claims, billing and spending account management needs.
Your employees will get:
- A single login for easy account access
- Co-branded debit cards
- One bill from Blue Cross
- Daily membership and claims feeds
HealthEquity is fully integrated with Blue Cross to provide streamline and hassle-free service.
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