How individual health insurance works
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Self-employed, over age 65, or not covered by a parent's health plan? Those are a few reasons why a BCBSM individual health plan may be right for you.
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Are you changing from group health coverage to individual, or vice versa? Blue Cross Blue Shield of Michigan explains the differences.
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Blue Cross Blue Shield of Michigan offers three tiers of insurance coverage: gold, silver, and bronze. Learn about your coverage, payment, and cost options.
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Blue Cross Blue Shield of Michigan's catastrophic plan might be right for you. Find out if you qualify.
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Learn how and when you can change your individual or family health plan.
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Do you need to buy or make changes to your health coverage? Learn how to do this during special enrollment.
Making insurance more affordable
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Learn ways to lower your health insurance premium, such as a tax credit subsidy, HSA, higher deductible or HMO.
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If you pay for your own health insurance, you may be eligible for financial assistance, or subsidy.
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The Advanced Premium Tax Credit can lower premiums. Leran about eligibility and how to claim it.
Before you buy a plan
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Learn about enrollment periods and when you can buy an individual and family health plan.
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Learn more about how to buy individual health insurance during open enrollment.
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We explain the difference between various health plans to help ensure you pick the best option for you and your family.
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Learn what you should know about the Health Insurance Marketplace, a place to find health insurance online.
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Many health plans do not include vision benefits. Learn more about our vision plans.
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Find out if you are eligible for a Health Coverage Tax Credit, or HCTC.
Signing up for a plan
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If you're ready to sign up for one of our individual and family plans, you can fill out an online form or print out an application to mail.