Do I Qualify for a Catastrophic Plan?

Catastrophic plans have low monthly payments but a high deductible. A deductible is the amount you pay for health care services before your insurance starts to pay. Once you meet your deductible, our Blue Cross^® Value (catastrophic) plans pay 100% for most services. Medical treatment for a serious illness or accident can cost thousands of dollars. So you can see how these plans protect you from catastrophic expenses—and how they're better than no insurance.

Here's a few other things you should know about catastrophic plans:

• They cover the same essential health benefits as other plans, including preventive care.
• You can't apply a subsidy to catastrophic plans.
• They don't pair with a health savings account.

You can start by checking out our catastrophic plans. If everyone who'll be covered by your plan is under 30, select Get a Quote to get a price and apply.

If you're over 30 years old and want to see if you meet the guidelines for hardship exemption, visit healthcare.gov for more information.