When Can I Buy an Individual and Family Plan?
You can buy a health plan at different times during the year. These are called enrollment periods. It's important to learn these dates so you make sure you have health insurance and avoid a penalty.
There are two types of enrollments: open enrollment and special enrollment.
Open enrollment is closed but you can get or change insurance coverage for the remainder of 2024 if you've had one of these qualifying life events.
This is a set period of time every year when you can buy health coverage from private insurance companies or on the marketplace at healthcare.gov. You don't have to meet any special circumstances. Exact dates may vary from year to year.
During open enrollment, you can shop, get a quote and sign up for our health plans for individuals and families online. You can also call one of our health plan advisors at 1-855-237-3501 or have us call you. They’ll help you find the right plan and get you enrolled.
Once you enroll, you can learn more about paying your first premium bill in our Payments FAQ.
You can buy or change an existing health plan outside of open enrollment if you've recently had a qualifying event in your life. We call this a special enrollment period. To learn more, see How Do I Buy or Change a Plan During Special Enrollment?
You could sift through pages of information on the internet. You could ask your friends.
But when it's something as important as the health insurance that protects you and your family, why not ask an expert for advice? Our health plan advisors and agents are ready to answer your questions.
They'll help you find the right plan and can tell you how much it will cost. If you're eligible for financial assistance that lowers the cost of your plan, they'll help with that too.
And they're just a phone call or click away. Call a health plan advisor today at 1-855-237-3501, or have us contact you.