How Do I Buy or Change a Plan During Special Enrollment?
Special enrollment offers a chance for people with individual coverage to buy or change their health plan. If you've had certain changes in your life, like having a baby or getting married, you could qualify for special enrollment. This can occur during or after open enrollment.
You're eligible if you experience what's called a qualifying life event, like:
After a qualifying life event, you have a period of 60 days to change your health plan or enroll in a new health plan. You also may be able to select a health plan up to 60 days in advance of some qualifying life events. Here's the complete list of qualifying events and supporting documents you’ll need.
Ready to get a quote, choose a new health plan or change your current coverage? To get started, select the tab that applies to you.
Visit our site where you can find a health plan. You’ll be able to:
You can also get help from:
If your Blue Cross or Blue Care Network ID starts with XYE or XYW:
Our insurance experts can guide you through the process of changing your health plan on healthcare.gov.
If your Blue Cross or Blue Care Network ID starts with XYB or XYG:
Call the number on the back of your ID card or contact your insurance agent to get help changing your health plan.
Visit our site where you can find a health plan. You’ll be able to:
You can also get help from:
If your Blue Cross or Blue Care Network ID starts with XYE or XYW:
Our insurance experts can guide you through the process of changing your health plan on healthcare.gov.
If your Blue Cross or Blue Care Network ID starts with XYB or XYG:
Call the number on the back of your ID card or contact your insurance agent to get help changing your health plan.
If you get your health coverage through an employer, contact them about when you can change your health plan. If you need information about Medicare enrollment, visit our Medicare site.