2025 Blue DentalSM EPO 80/50/50 (0/0/0)
Your monthly payments for this all-ages dental plan will be lower than our other plans. That’s because it’s an EPO, which means it only covers care you get from dentists in our nationwide PPO network.
Overview
About this plan
This EPO plan only covers care from Tier 1 dentists — dentists who are in our nationwide PPO network. But with more than 3,600 PPO dentists in Michigan, and thousands more nationwide, it's easy to find a Tier 1 PPO in-network dentist. Your monthly payments for this all-ages dental plan will be lower than our other plans, and these dentists give you the most savings on services such as cleanings, X-rays and fillings.
Availability
You can buy this plan if you live in any Michigan county except Iron, Keweenaw or Ontonagon.
Plan type
EPO. Your dental care is only covered if you see a Tier 1 PPO in-network dentist. There's no out-of-network coverage.
Monthly premiums
To give you an accurate price, we'll need some information. Find a plan to get a quote.
Deductible
Your deductible is the amount you pay for dental services each year before your insurance begins to pay.
Coinsurance
Your coinsurance is your share of the costs of a service. It's usually figured as a percentage of the amount we allow to be charged for services. You start paying coinsurance after you’ve met your plan’s deductible
Annual benefit maximum for adult dental care
This is the limit on what your plan pays for dental care benefits for members who are 19 or older when their plan starts. After reaching that limit for the year, you pay for 100% of your dental care.
Annual out-of-pocket max for pediatric dental care
This out-of-pocket maximum is the most you’ll have to pay during a calendar year for covered pediatric dental services. Once you’ve reached this out-of-pocket maximum, your plan pays 100 percent of the allowed amount.
Your coinsurance is your share of the costs of a service. It's usually figured as a percentage of the amount we allow to be charged for services. You start paying coinsurance after you’ve met your plan’s deductible
Agent compensation
Members can find information about agent commissions.
Related documents
Eligibility
Adult members are age 19 or older at the start of the coverage year.
Plan benefits
Your dental care is only covered if you see a Tier 1 PPO in-network dentist. There is no out-of-network coverage.
Class I coverage
Preventive care like exams and cleanings. There is no waiting period for Class I services.
Fluoride treatments
Not covered.
Class II coverage
Basic services like fillings and root canals. These services are covered six months after you first join a Blue Dental plan.
Class III coverage
Major services like crowns and bridges. These services are covered 12 months after you first join a Blue Dental plan.
Implants
Not covered.
Class IV coverage
Orthodontic services
Not covered
Eligibility for pediatric dental
Children can get pediatric benefits until the end of the calendar year in which they turn 19. There is no waiting period for pediatric dental.
Plan benefits
For dental care, you can go to any licensed dentist and this plan will share the cost. But you'll pay less if you see a Tier 1 PPO in-network dentist.
Class I coverage
Preventive care like exams and cleanings.
Class II coverage
Basic services like fillings and root canals.
Sealants
Sealants are covered once per fully erupted first and second permanent molar every 36 months for members to the end of the month of their 16th birthday.
Fillings
Limited to once per tooth and surface every 24 months for primary teeth, and once per tooth and surface every 48 months for permanent teeth.
Class III coverage
Major services like crowns and bridges.
Bridges and dentures
Complete dentures covered once per arch every 84 months; partial dentures and bridges covered once per arch every 84 months for members age 16 and older.
Implants
Not covered.
Class IV coverage
Orthodontic services
Not covered
Overview
About this plan
This EPO plan only covers care from Tier 1 dentists — dentists who are in our nationwide PPO network. But with more than 3,600 PPO dentists in Michigan, and thousands more nationwide, it's easy to find a Tier 1 PPO in-network dentist. Your monthly payments for this all-ages dental plan will be lower than our other plans, and these dentists give you the most savings on services such as cleanings, X-rays and fillings.
Availability
You can buy this plan if you live in any Michigan county except Iron, Keweenaw or Ontonagon.
Plan type
EPO. Your dental care is only covered if you see a Tier 1 PPO in-network dentist. There's no out-of-network coverage.
Monthly premiums
To give you an accurate price, we'll need some information. Find a plan to get a quote.
Deductible
Your deductible is the amount you pay for dental services each year before your insurance begins to pay.
Coinsurance
Your coinsurance is your share of the costs of a service. It's usually figured as a percentage of the amount we allow to be charged for services. You start paying coinsurance after you’ve met your plan’s deductible
Annual benefit maximum for adult dental care
This is the limit on what your plan pays for dental care benefits for members who are 19 or older when their plan starts. After reaching that limit for the year, you pay for 100% of your dental care.
Annual out-of-pocket max for pediatric dental care
This out-of-pocket maximum is the most you’ll have to pay during a calendar year for covered pediatric dental services. Once you’ve reached this out-of-pocket maximum, your plan pays 100 percent of the allowed amount.
Your coinsurance is your share of the costs of a service. It's usually figured as a percentage of the amount we allow to be charged for services. You start paying coinsurance after you’ve met your plan’s deductible
Agent compensation
Members can find information about agent commissions.
Related documents
Eligibility
Adult members are age 19 or older at the start of the coverage year.
Plan benefits
Your dental care is only covered if you see a Tier 1 PPO in-network dentist. There is no out-of-network coverage.
Class I coverage
Preventive care like exams and cleanings. There is no waiting period for Class I services.
Fluoride treatments
Not covered.
Class II coverage
Basic services like fillings and root canals. These services are covered six months after you first join a Blue Dental plan.
Class III coverage
Major services like crowns and bridges. These services are covered 12 months after you first join a Blue Dental plan.
Implants
Not covered.
Class IV coverage
Orthodontic services
Not covered
Eligibility for pediatric dental
Children can get pediatric benefits until the end of the calendar year in which they turn 19. There is no waiting period for pediatric dental.
Plan benefits
For dental care, you can go to any licensed dentist and this plan will share the cost. But you'll pay less if you see a Tier 1 PPO in-network dentist.
Class I coverage
Preventive care like exams and cleanings.
Class II coverage
Basic services like fillings and root canals.
Sealants
Sealants are covered once per fully erupted first and second permanent molar every 36 months for members to the end of the month of their 16th birthday.
Fillings
Limited to once per tooth and surface every 24 months for primary teeth, and once per tooth and surface every 48 months for permanent teeth.
Class III coverage
Major services like crowns and bridges.
Bridges and dentures
Complete dentures covered once per arch every 84 months; partial dentures and bridges covered once per arch every 84 months for members age 16 and older.
Implants
Not covered.
Class IV coverage
Orthodontic services
Not covered
Actions
Download or print your benefit information.
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Open enrollment is closed but you can get or change coverage for the remainder of 2025 if you've had one of these qualifying life events.
Health plan advisors
Call us at 1-855-237-3501 for help choosing the right plan
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