2025 Blue DentalSM PPO 100/70/50 (80/60/50)

With this plan, preventive care like exams and cleanings is covered 100 percent when you see a Tier 1 PPO dentist. There's also no deductible for other services in the network.

Overview

About this plan

With PPO 100/70/50 (80/60/50), when you see a Tier 1 PPO dentist, preventive care like exams and cleanings is covered 100 percent. And unlike PPO Plus 80/60/50, there's no deductible for other services in the network. It also gives you the freedom to choose any dentist you want by helping to cover the cost of care when you see a dentist who isn't in our PPO network.

Availability

You can buy this plan if you live in any Michigan county.

Plan type

PPO. For dental care, you can go to any licensed dentist and this plan will share the cost. But you'll pay less if you see a Tier 1 PPO in-network dentist.

Monthly premiums

To give you an accurate price, we'll need some information. Find a plan to get a quote.

Deductible

Class I services have no deductible. There is a deductible for Class II and III services only. Class IV services are not covered.

One member

You pay $0

You pay $50

Two members

You pay $0

You pay $100

Three members

You pay $0

You pay $150

Your deductible is the amount you pay for dental services each year before your insurance begins to pay.

Coinsurance

In Network

Out of Network

Class I

You pay $0

You pay 20%

Class II

You pay 30%

You pay 40% after deductible

Class III

You pay 50%

You pay 50% after deductible

Class IV

You pay 100%

You pay 100%

Your coinsurance is your share of the costs of a service. It's usually figured as a percentage of the amount we allow to be charged for services. You start paying coinsurance after you’ve met your plan’s deductible

Annual benefit maximum for adult dental care

In Network

Out of Network

$1,200 for each adult

Up to $1,000 of the $1,200 in-network total can be used toward out-of-network care.

This is the limit on what your plan pays for dental care benefits for members who are 19 or older when their plan starts. After reaching that limit for the year, you pay for 100% of your dental care.

Annual out-of-pocket max for pediatric dental care

In Network

Out of Network

One member

You pay no more than $425

Not applicable

Two members or more

You pay no more than $850

Not applicable

This out-of-pocket maximum is the most you’ll have to pay during a calendar year for covered pediatric dental services. Once you’ve reached this out-of-pocket maximum, your plan pays 100 percent of the allowed amount.

Agent compensation

Members can find information about agent commissions.

Overview

About this plan

With PPO 100/70/50 (80/60/50), when you see a Tier 1 PPO dentist, preventive care like exams and cleanings is covered 100 percent. And unlike PPO Plus 80/60/50, there's no deductible for other services in the network. It also gives you the freedom to choose any dentist you want by helping to cover the cost of care when you see a dentist who isn't in our PPO network.

Availability

You can buy this plan if you live in any Michigan county.

Plan type

PPO. For dental care, you can go to any licensed dentist and this plan will share the cost. But you'll pay less if you see a Tier 1 PPO in-network dentist.

Monthly premiums

To give you an accurate price, we'll need some information. Find a plan to get a quote.

Deductible

Class I services have no deductible. There is a deductible for Class II and III services only. Class IV services are not covered.

One member

You pay $0

You pay $50

Two members

You pay $0

You pay $100

Three members

You pay $0

You pay $150

Your deductible is the amount you pay for dental services each year before your insurance begins to pay.

Coinsurance

In Network

Out of Network

Class I

You pay $0

You pay 20%

Class II

You pay 30%

You pay 40% after deductible

Class III

You pay 50%

You pay 50% after deductible

Class IV

You pay 100%

You pay 100%

Your coinsurance is your share of the costs of a service. It's usually figured as a percentage of the amount we allow to be charged for services. You start paying coinsurance after you’ve met your plan’s deductible

Annual benefit maximum for adult dental care

In Network

Out of Network

$1,200 for each adult

Up to $1,000 of the $1,200 in-network total can be used toward out-of-network care.

This is the limit on what your plan pays for dental care benefits for members who are 19 or older when their plan starts. After reaching that limit for the year, you pay for 100% of your dental care.

Annual out-of-pocket max for pediatric dental care

In Network

Out of Network

One member

You pay no more than $425

Not applicable

Two members or more

You pay no more than $850

Not applicable

This out-of-pocket maximum is the most you’ll have to pay during a calendar year for covered pediatric dental services. Once you’ve reached this out-of-pocket maximum, your plan pays 100 percent of the allowed amount.

Agent compensation

Members can find information about agent commissions.

Actions

Download or print your benefit information.

Need medical coverage?

Open enrollment is closed but you can get or change coverage for the remainder of 2025 if you've had one of these qualifying life events.

Enroll now for 2025
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